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The Actuarial Science Advisory Board consists of actuarial leaders from the business community and leading academic actuaries with a common interest in the future of actuarial students from Arizona State University. Board members provide industry perspective on developing curriculum, recruiting prospective students, fundraising, and developing research projects.
George Belokas, FCAS, MAAA
GPW and Associates, Inc.
George Belokas is an actuary and assistant vice president of actuarial and consulting firm GPW and Associates, Inc. He is a fellow of the Casualty Actuarial Society and a member of the American Academy of Actuaries with over nine years of experience in reserving and pricing with a focus in commercial insurance, reinsurance and captive insurance. Fields of experience include vehicle service contracts, guaranteed asset protection, tire and wheel, ancillary Finance and Insurance products, workers’ compensation, property, liability and other non-traditional insurance risks. He holds a Bachelor of Science in mathematics from Arizona State University and currently serves as vice president of the Casualty Actuaries of the Desert States.
Brent Carr, FCAS
Nautilus Insurance Group
Brent Carr began his career with Nautilus Insurance Group in February of 2015 and is currently vice president of actuarial and data analysis. Carr leads a department that proactively delivers insights to internal and external business partners. Ratemaking, pricing and exposure review, bulk claim reserving, integrating data with decision making, and providing input on corporate strategy, are key deliverables for his team. Brent has over 25 years of experience in the insurance industry. The first seven years were spent with the Insurance Corporation of British Columbia, Canada, as a pricing analyst for the government owned auto insurer. Carr joined the Scottsdale Insurance Group, and supported many underwriting areas of the company (Professional, Contract P&C, Brokerage P&C, Excess, Programs, and Personal Lines). He was an actuarial pricing director for a majority of that time, and also spent three years as an underwriting product and data analysis director. He holds a Bachelor of Science (actuarial science), Bachelor of Commerce (finance), and is a fellow of the Casualty Actuarial Society (FCAS).
Jennifer Carrick, FCAS, MAAA
Jennifer Carrick joined CopperPoint Insurance Companies in June 2010. She has more than 20 years of experience as a property and casualty actuary. Prior to joining CopperPoint she was a consulting actuary at IIC, LLC in Atlanta, where her clients included insurance companies, self-insureds, self-insurance funds and government entities. Before that, Carrick held actuarial positions primarily at insurance companies, including Bankers Insurance Company and ACE USA. Her experience includes loss reserve analysis, pricing and product development. Carrick earned a Bachelor of Science degree in actuarial science from Drake University. She is a fellow of the Casualty Actuarial Society and a member of the American Academy of Actuaries. Carrick also serves on the board for College Success Arizona.
Tim Doyle, FSA, MAAA
Tim Doyle is a senior actuary at Optumas Consulting. He provides program, strategy, and operational consulting services and actuarial analysis for a variety of projects related to health care reform. Doyle also develops and certifies rates for Medicaid populations compliant with the CMS Rate Setting Checklist for use by states in contracting with managed care organizations, including long-term care and behavioral health populations. In addition, he has developed upper payment limits for use in PACE programs compliant with the Upper Payment Limit (UPL) Checklist.
Bernon R. Erickson, Jr., ASA, FCA, MAAA
Actuarial Strategies & Tactics, Inc.
Bernie Erickson is the founder of Actuarial Strategies and Tactics (AST), a leading innovator in medical insurance actuarial program management. AST focuses on helping small blocks of business thrive in a market dominated by super-sized competitors, maintaining active, long term relationships with third party administrators, managing general underwriters, independent marketing organizations, small carriers, and quota share reinsurers. Prior to creating AST, Erickson was Chief Actuary and Senior Vice President at Independence Holding Company. As a key member of their executive management team, he helped build a $250 million fully insured division, comprised of multiple operating companies, over 400 people, and a complex diversified product mix. He is an expert in insurance product design and development, valuation matters, risk management, and the challenging and changing regulatory framework for insurance, especially strategies and tactics related to the Affordable Care Act implementation.
Bela Patel Fernandez, FSA, MAAA
Bela Patel Fernandez is an actuarial director at Aetna, providing actuarial support to various Medicaid managed care markets. She plays an active role in supporting valuation, pricing, forecasting, and budgeting discussions for various Medicaid managed care programs. Prior to joining Aetna, she worked at Health Net of Arizona on individual and group commercial health insurance. Patel Fernandez has also worked on pricing life insurance, group annuity, critical illness, long term care, and survivorship products. Bela is active volunteer in the Art Masterpiece and Junior Achievement programs at San Tan Elementary in Chandler, Arizona. She graduated from New York University with a bachelor’s degree in quantitative analysis. She is a fellow of the Society of Actuaries and a member of the American Academy of Actuaries.
Sandra Lee Gibson, ASA, MAAA
Blue Cross Blue Shield of Arizona
Sandy Gibson is chief operations officer for Blue Cross Blue Shield of Arizona (BCBSAZ). Known for her ability to bring people together, she is focused on BCBSAZ’s customer experience, new clinical programs, and product portfolio. Previously as executive vice president for BCBSAZ, Gibson oversaw BCBSAZ’s enrollment, facilities, finance, human resources, information technology, marketing, sales, strategy, and treasury departments. Gibson began her career at BCBSAZ in 1988 as an analyst and after serving many roles currently holds the position of executive vice president. Her community and professional affiliations include membership in the American Academy of Actuaries, Society of Actuaries, and the ASU Foundation’s Women and Philanthropy. She serves as a member on the Board of the Boys and Girls Club of Metropolitan Phoenix and as chairman of the Veritage board of directors which oversees the provision of Medicare Advantage benefits to Arizonans. Gibson graduated from Arizona State University, summa cum laude, with a bachelor’s degree in education, holds the distinguished designation of associate of the Society of Actuaries, and was also a graduate of the Valley Leadership Institute Class XXV.
Audrey Halvorson, FSA, MAAA
Blue Cross Blue Shield of Arizona
Audrey Halvorson is chief actuary and vice president of actuarial services, Blue Cross Blue Shield of Arizona. She has worked as an actuary for 31 years, focusing on health care for the last 28. Prior to Blue Cross Blue Shield of Arizona, she ran her own consulting practice for two years. She worked as chief actuary for Premera Blue Cross in Washington for almost nine years, and for Milliman for 15 years. She has served on numerous Academy committees, and currently serves as chair of its Rate Review Practice Note Work Group and co-chair of its Health Care Costs Work Group.
Dr. Matthew Hassett
Arizona State University
Matt Hassett is professor emeritus of mathematics at Arizona State University where he taught from 1966 to 1999. He worked in industry as a health actuary from 1999 to 2005, and continues to write and work with actuarial students. He has published papers in mathematical logic, mathematics education, finance and actuarial science. He is currently a principal of the consulting firm LegalBizDev. Hassett has co-authored an introductory statistics textbook, the probability textbook Probability for Risk Management and the ACTEX study guides for exams FM, MLC and MFE of the Society of Actuaries. He also has consulting experience in mathematical analysis of mortgage-backed securities and their derivatives. Dr. Hassett was an associate of the Society of Actuaries until 2008.
Kimiko Inouye, ASA, ACIA, MAAA
Sagicor Life Insurance Company
As actuary for Sagicor Life Insurance Company, Kimiko Inouya is responsible for actuarial support involving product development, pricing, valuation/reserving, risk management, budgeting and acquisitions. Prior to Sagicor, Inouye worked as supervisor, assistant actuary in the areas of financial reporting, experience studies and cash flow testing of the Life and Corporate Actuarial Department at Assurant Solutions. As an Isaac Bashevis Singer Scholar, she received a Bachelor of Arts in mathematics from the University of Miami in Coral Gables, Florida. With over ten years of experience in the life insurance industry, she is an associate of the Society of Actuaries, an associate of the Canadian Institute of Actuaries, and a member of the American Academy of Actuaries.
Amanda Kemling, FCAS, MAAA
GPW and Associates
As an actuary for actuarial and consulting firm GPW and Associates, Inc., Amanda Kemling is responsible for pricing, reserving, and product development for a variety of insurance coverages, including finance and insurance products and traditional property and casualty commercial insurance. Her fields of expertise include workers’ compensation, vehicle service contracts, general liability and auto liability. She also provides actuarial services for captives, domiciled both in and outside the United States, in various industries. Prior to GPW, Kemling was an associate actuary at Scottsdale Insurance responsible for pricing and catastrophe modeling and has also been a college instructor for actuarial science courses. She is a fellow of the Casualty Actuarial Society, a member of the American Academy of Actuaries and is a past president of the Casualty Actuaries of the Desert States. She received a master's degree in statistics with an actuarial science concentration from Northern Arizona University and a Bachelor of Science in mathematics from Peru State College.
Ken Levine, FCAS, MAAA
Ken Levine is vice president of finance and chief financial officer for Nationwide E&S/Specialty. He joined Nationwide in 1996 and served in various actuarial roles, most recently as leader of the Actuarial Division. He brings strong forecasting and finance knowledge as well as communication and team-building skills to his role as leader of the Finance Division. From 2004-2005, Levine stepped out of his actuarial role to head-up a program responsible for leading numerous company-wide projects that transformed Scottsdale Insurance from a product-oriented company to one that is customer centric. He has a bachelor's degree in mathematics from Rensselaer Polytechnic Institute, in Troy, NY, is a fellow of the Casualty Actuarial Society and a member of the American Academy of Actuaries. He is a past president of the Arizona Actuarial Club, and has served on several Casualty Actuarial Society committees over the years. He is also a certified coach with the Hudson Institute of Santa Barbara.
Dr. Richard London, FSA
Richard London has taught actuarial science at several universities since 1968. Most recently he is the retired director of actuarial science at the University of Connecticut. He has taught courses in many different actuarial topics throughout his long career. London is the author of several ACTEX study manuals and textbooks.
Nettie Meier, ASA, MAAA
Nettie Meier is a director of actuarial services at UnitedHealthcare, focusing on Medicaid managed care valuation and pricing for multiple state markets. Prior to United, Meier was a senior associate in Mercer’s Government Human Services Consulting practice. She received a Bachelor of Arts in both mathematics and Italian from Arizona State University in 2006. She is an associate of the Society of Actuaries and a member of the American Academy of Actuaries.
Ron Ogborne, FSA, CERA, MAAA
Ron Ogborne is principal actuary in the Government Human Services Consulting practice at Mercer. He received his Master of Arts in mathematics from ASU in 2006, and Bachelor of Science and Bachelor of Arts from State University of New York College at Fredonia in mathematics and economics in 2003. He is a fellow of the Society of Actuaries, a Chartered Enterprise Risk Analyst and a member of the American Academy of Actuaries.
Michelle Raleigh ASA, MAAA
Michelle Raleigh is vice president of actuarial services for Centene Corporation’s Medicaid division. She has focused the majority of her 25+ year actuarial career in health care and specifically Medicaid programs. At Centene, Raleigh leads the actuarial team that supports 24 health plans across the United States. Prior to Centene, she was the CFO of a California Medicaid health plan. She has served on numerous committees, co-authored Actuarial Standard of Practice #49, and spoke at many conferences.
Scott J. Roth, ACAS, MAAA
Scott Roth recently joined Nationwide E&S/Specialty as vice president and chief actuary. Nationwide E&S specializes in writing Excess and Surplus Property/Casualty insurance and has offices in Scottsdale, New York, Chicago, Atlanta and San Francisco. Roth leads a division in Scottsdale responsible for actuarial pricing, development of product forms and filings, advanced analytics and learning resources. In the decade prior to joining Nationwide, Roth built the actuarial function at two property casualty insurance startups: The Starr Companies and Berkshire Hathaway Specialty Insurance. Prior to joining Starr, je spent 21 years in AIG’s Corporate Actuarial department. He has a bachelor’s degree in applied math from SUNY Stony Brook. He is an associate of the Casualty Actuarial Society and a member of the American Academy of Actuaries. He is active in local civic affairs and served a term as a trustee in the village of Brookville, NY.
Robert Simmons, ASA, MAAA, ALMI
Oxford Life Insurance Company
Rob Simmons is the chief actuary of Oxford Life Insurance Company. Simmons began as an actuarial analyst at Oxford Life in 2006, conducting the valuation of life, annuity, Medicare Supplement, and credit reserves on a GAAP, statutory and tax basis. He was also responsible for completing the company's annual cash flow testing and gross premium valuations. In 2007, Simmons became an associate of the Society of Actuaries and gained the signing authority to write actuarial opinions for Oxford Life. In 2009, he was promoted to valuation actuary of Oxford Life, overseeing all functions involving the setting of reserves, along with the management of a team of actuarial analysts. In 2011, he was promoted to chief actuary of Oxford Life, where along with overseeing the valuation team, he also oversees the product development functions of the actuarial department, where a multi-year guaranteed annuity and fixed-indexed annuity were developed to great success. Simmons graduated from McMaster University in Hamilton, Ontario, Canada with an Honors Bachelor of Commerce, focusing on accounting and finance. Prior to working at Oxford Life, he held positions outside the actuarial field as a financial analyst, but his actuarial career began at Western & Southern Financial Group in Cincinnati, Ohio.
Gabe Smith, ASA, MAAA
Gabe Smith is a principal in the Government Human Services Consulting practice at Mercer. He provides consulting services and oversees actuarial analysis for a variety of projects; he specializes in Medicaid acute care and managed long-term care capitated rate development, PACE upper payment limit calculations, health care reform, and expense projections. He received his Bachelor of Science in mathematics with an actuarial science specialization from Central Washington University in 2004. Smith is an associate of the Society of Actuaries and a member of the American Academy of Actuaries.
Tom Snook, FSA, MAAA
Tom Snook is a principal with the Phoenix office of Milliman. His area of expertise is managed healthcare and health insurance issues for payers and providers. His experience includes work for Medicaid, commercial, and Medicare clients. He has worked extensively in the projection of financial operations for health insurance risk-bearers, including private health plans, state Medicaid programs, healthcare providers, and self-funded employers. Snook has advised clients on the pricing and design of insurance programs, provider reimbursement, valuation of liabilities, and financial reporting. He has served as an expert witness for a number of clients in a variety of matters relating to funding adequacy and equity. He also is an expert in correctional healthcare, or healthcare provided to prison inmates, and has advised a number of different clients, ranging from private firms to state governments to academic medical centers. Snook is a frequent speaker at Society of Actuaries and other professional and industry meetings. He is a member of the Milliman Board of Directors, having previously served as chairman of the firm's Marketing Committee and as a member of its Health Steering Committee. He is a member of the General Committee of the Actuarial Standards Board and has previously served on the Uninsured Working Group of the American Academy of Actuaries.
John Zicarelli, PhD, CFA, FCAS
John Zicarelli retired from Scottsdale Insurance as vice president of strategy and risk management. Prior to that position, he led much of SIC's strategy work as vice president of actuarial and chief actuary. An actuary for 30 years, Zicarelli was with Scottsdale Insurance Co. since 1991. His credentials include a doctorate from the University of Minnesota, Bachelor of Arts from St. Olaf College, the Executive Program at Stanford Graduate School of Business, a fellowship in the Casualty Actuarial Society, and he is a Chartered Financial Analyst.